Shoff Darby Insurance Agency Blog

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Shoff Darby, we know you want to protect what's important. That's why we're offering these tips to help...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Silent icicles, Quietly shining…

We have had our first major snowfall and with that a few days later come the icicles. The icicles hanging from the eaves of your roof are a pretty distraction from the cold temperatures. However, they may also be an...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Connecticut. Football brings with it a whole host of seasonal...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Shoff Darby we want you to be educated...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Connecticut, you may own much...

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Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

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Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Connecticut, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you...

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Make Sure Your Home is Ready for Winter

Summer has ended, but there's no need to fret: Fall brings with it crisp, cool days, wonderful colors - and football season! It also brings with it a few maintenance tasks that Shoff Darby recommends to help ensure your...

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Disaster Preparedness, FEMA and More

If the unthinkable happens, Shoff Darby understands that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The following...

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Would your stuff be replaced?

Does your homeowner, condo or renters insurance policy cover replacing your stuff if there were a fire in your home, or you were robbed? And if so, is it covered according to the actual cash value or replacement cost?...

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Determine Your Homeowners Insurance Needs

What's the secret to selecting the right amount of insurance coverage? Simple - the more information you provide, the easier Shoff Darby can create a homeowner policy that's right for you. Connecticut Homeowners...

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