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All You Ever Wanted to Know About Insurance

Employer Notices for the Affordable Care Act (ACA)

The Affordable Care Act (ACA) requires employers to notify all full-time and part-time employees about the new government-run health insurance marketplaces by October 1, 2013 and within 14 days of hire for new employees.

The Department of Labor (DOL) has provided a three-page model notice that employers may use. The DOL confirmed that simply providing your employees the first page of the model notice will satisfy your obligation. To help you meet your obligation, attached please find a copy of the first page along with the full 3 page model notice

There is one piece of information you should add to the notice. In the text field provided at the end of the page following "How Can I Get More Information?", add the appropriate contact name from your company.

The notice must be provided in writing in a manner that will ensure all employees receive a copy. This applies to all businesses regardless of size& and all employees regardless of participation in your health plan. It can be delivered by hand, payroll insert, first-class mail, or electronically if the ERISA standards for electronic delivery are met as explained in the technical release found in the following website:


Employer Exchange Notification Letter (No Insurance Currently Offered)

Employer Exchange Notification Letter (Full)

Employer Exchange Notification Letter (Page 1)


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