Your Condo Insurance Coverage Options

Condominium insurance is unique. The condo insurance you buy covers your personal property, liability and those parts of the unit that are your responsibility. It may also protect you from certain assessments levied by the condo association. And you’re covered for costs you incur over normal living expenses if you have to vacate your home.

Protect Your Belongings

Your home is filled with things that are important to you. Condo insurance can include personal property protection, which can travel with you wherever you happen to be in the world. Should you choose this protection, the policy will pay the full replacement cost without deduction for depreciation, up to the limits you select.

Protect Yourself and Your Guests

Condo insurance protects you and your family against bodily injury, property damage claims, and litigation up to the limits you select. And if a visitor is injured on your property, or by you or a household member, the policy will pay covered medical expenses, up to the limits you select.

Get the Right Amount of Coverage at the Best Price

The more information you provide us, the better Shoff Darby Insurance Agency can assist you in creating a condo insurance policy that’s right for you. Ask about discounts for burglar alarms and for having multiple insurance policies with the same insurance company.

Extra Coverage Doesn’t Have to Cost a Lot

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. And if you have special possessions such as jewelry, art, antiques, or collectibles—ask about scheduled personal property coverage.